Loan Officer
SANTA MONICA STUDY ABROAD PRIVATE LIMITED · Kochi
वेतन₹15,000–25,000महीना, जैसा लिखा है
कहाँKochiKerala
प्रकारFull time
Posted29 Oct14 दिन पहले, SimplyHired से
Kaam ने check किया
Fee, deposit या पैसे माँगने के निशान नहीं
अच्छी English चाहिए, बोलने और लिखने में
दिन का काम
गाड़ी या licence नहीं चाहिए
जो skills माँगे हैं45 लिखे हैं
Underwriting verification processCustomer communicationRetail banking product salesOutbound salesFinancial salesCustomer relationship buildingCompliance record maintenanceCredit risk assessmentClient enquiry handlingIn-person customer serviceFinancial statement analysisData analysis skillsPromoting banking productsFilingClient relationship developmentBack office processingSalesCredit risk analysisBusiness developmentAnalysis skillsBachelor's degreeClient servicesCustomer relationship managementProspectingCredit report reviewBusiness development in financeFinancial needs assessmentFinancial regulatory complianceLoan application reviewClient communication skillsNetworkingDocumentation handlingOpen market lead generationClient educationCommunication skillsBusiness lead generationPromoting banking servicesClient liaisonMarketingStakeholder relationship buildingCustomer acquisitionCredit analysisUnderwriting risk analysisQuota attainmentOffice record organisation
इस job के बारे में
Acts as an intermediary between financial institutions and borrowers, guiding clients through the loan application, appraisal, and closing process. They evaluate creditworthiness, recommend loan products, and ensure compliance with regulations. Their primary goal is to securely approve, deny, or recommend loan applications.
Key Responsibilities
Customer Interaction: Meet with applicants to gather financial data, explain loan terms (interest rates, repayment schedules), and guide them through the process.
Financial Analysis: Evaluate creditworthiness by analyzing financial statements, credit reports, and income/employment info to determine risk.
- Documentation & Compliance
- Process paperwork, maintain accurate electronic files, and ensure compliance with banking laws.
- Sales & Marketing
- Actively solicit new business, network with potential clients, and market financial products.
- Loan Structuring
- Recommend appropriate loan types and structure loan terms for approval.
Required Skills
- Analytical Skills
- Strong ability to analyze financial data and assess risk.
- Interpersonal Skills
- Excellent communication to explain complex terms and build rapport with clients.
- Attention to Detail
- High accuracy in processing documentation.
- Sales Ability
- A driven approach to hitting targets and acquiring new clients.
Qualifications
- Education
- Any degree
- Experience
- Previous banking, sales, or financial services experience is usually required.
- Pay
- ₹15,000.00 - ₹25,000.00 per month
Benefits
Cell phone reimbursement
Health insurance
Provident Fund
- Work Location
- In person
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