Relationship Officer - Home Loan
_Job Title: Relationship Officer – Home Loans / Mortgage Loans Company: Bank of India Services Limited Location: Hyderabad Department: Home Loans & Mortgage Loans Employment Type: Full-Time Job Summary We are seeking an energetic and goal-oriented Relationship Officer to join our Home Loans team. In this role, you will be responsible for sourcing potential home loan and mortgage loan prospects, guiding customers through the end-to-end loan application process, and delivering excellent customer service. If you have a proven track record in mortgage sourcing and sales, we invite you to grow your career with us. Key Responsibilities Lead Generation & Sourcing: Actively source potential clients for Home Loans and Loans Against Property (LAP) through direct field visits, channel partners, builder networks, and referrals. End-to-End Processing: Guide clients through the complete loan lifecycle—from initial inquiry, document collection, and application submission to coordination with credit/underwriting teams through final disbursement. Customer Relationship Management: Understand client requirements, recommend suitable loan products, and ensure a seamless, hassle-free onboarding experience. Sales Targets: Meet and exceed monthly business acquisition and loan disbursement targets. Compliance & Documentation: Ensure all collected customer documents and financial records adhere to bank norms, guidelines, and regulatory standards. Requirements & Qualifications Experience: Minimum of 6 months of experience in Home Loans, Mortgage Loans, or Loan Against Property (LAP) sales. Education: intermediate /Graduate/Diploma in any discipline preferred. Skills: Strong communication, negotiation, and interpersonal skills. Local market knowledge and established networks with builders/connectors are a plus. Basic understanding of financial documentation, property paperwork, and credit evaluation processes. Compensation & Benefits Salary: ₹15,000 to ₹25,000 per month (Commensurate with present CTC and relevant experience).and incentives Incentives: Attractive performance-linked sales incentives.
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