Software Engineer, Payin

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue and accelerate new business opportunities. Our mission is to increase the GDP of the internet and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the Organization

Payments is at the core of Stripe’s mission to increase the GDP of the internet. We are expanding our payments footprint in India and we are looking for Backend Engineers to own the technical architecture behind our next generation of payment offerings in India.

As part of the India Payments team, you will build on top of Stripe’s robust foundational platforms, driving complex integrations and contributing to the architectural evolution of the critical services that handle money movement every millisecond. You will engineer the entire horizontal payments stack, driving every phase of a transaction's journey: integrating with local payment rails, managing initiation and intelligent routing, ensuring reliable completion and automating reconciliation and payouts.

Partnering with cross-functional engineering hubs globally, you will tackle high-stakes technical challenges requiring low-latency execution, strict transactional idempotency, zero-downtime migrations and resilient distributed state management at scale.

If you thrive on taking ambiguous product mandates and turning them into fault-tolerant, self-healing distributed systems, you will feel right at home here.

What You’ll Do (Core Responsibilities)

Architect and operate low-latency, fault-tolerant backend microservices that integrate with Indian payment methods

Map complex, India-specific payment flows into Stripe’s global, unified API platforms, ensuring a seamless integration experience for developers worldwide

Design highly reliable adapter layers that interact with domestic banking partners and payment networks, building systems that gracefully handle external API latency and asynchronous callbacks

Own end-to-end service health, implementing shadow rollouts, distributed tracing, automated failovers and proactive alerting for 99.99% uptime

Collaborate with Product, Regulatory/Legal, Risk and Partner Integration teams across global engineering hubs while delivering seamless developer-facing APIs

Mentor and empower engineers to contribute independently through ongoing technical guidance and actionable feedback

Other Responsibilities

Independently scope, build and ship medium-to-large projects from ambiguous requirements to production

Build robust APIs that hide the extreme complexity of Indian payment rails behind simple, elegant developer experiences

Partner with product and data teams to proactively identify, size and solve the most impactful problems for our users

Engineer highly reliable, scalable infrastructure that consistently meets strict SLAs for all internal and external systems

Debug production issues across services and multiple levels of the stack with an eye towards improving maintainability over the long term

Improve engineering standards, tooling and processes

Accelerate team velocity through high-quality code reviews and architectural collaboration