FS RISK CONSULTING-SFT-CMBS-STAFF

Location

Bengaluru

Other locations

Anywhere in Country

Salary

Competitive

Date

16 Oct 2026

Job description

Requisition ID

1752242

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all.

Structured Finance – Transactions – CMBS

EY is the only professional services firm with a separate business unit (“FSO”) that is dedicated to the financial services marketplace. Our FSO teams have been at the forefront of every event that has reshaped and redefined the financial services industry. If you have a passion for rallying together to solve the most complex challenges in the financial services industry, come join our dynamic FSO team!

The opportunity

The Structured Finance Team specializes in addressing varying needs of market participants in the securitization marketplace across asset classes, including asset- backed securities (ABS), commercial mortgage- backed securities (CMBS), residential mortgage- backed securities (RMBS) and collateralized loan obligations (CLO). The securitization market is a dynamic marketplace, continuously evolving with new regulations and technological advances every day. This a great opportunity to work in this fast-paced transaction business, support diverse engagement teams, work with a wide variety of clients and lead business development activities on strategic and global priority accounts.

Your Key Responsibilities

The primary role of the SFT transaction team is to perform agreed-upon procedures (AUP) to help clients execute securitization transactions successfully.

Work with and interact with front-office investment banking clients daily

Perform loan document review and data reviews on loan files, recalculating fields on data tapes and run exception reports to tie out with clients

Create collateral stratification tables used for assessing loan pool characteristics

Review offering documents to verify information is accurate, complete, and conforming with industry and market standards

Multitask and work under pressure to meet strict deadlines

Articulate issues and problems and communicate clearly to the seniors

Ability to work collaboratively with team members as part of the team

Maintain awareness of emerging AI and data-extraction capabilities and their potential application to document review, while recognizing current processes, control and confidentiality requirements.

Skills and attributes for success

Strong analytical thinking, attention to detail and commitment to high-quality client deliverables.

Ability to interpret complex financial and legal documentation and connect document terms to structured data.

Clear written and verbal communication, including concise issue articulation and client-ready reporting.

Collaborative mindset, professional integrity and confidence working with global stakeholders.

Curiosity and learning agility, including interest in understanding where AI and automation may add value while professional judgment remains decisive.

Awareness of AI limitations, source traceability, confidentiality and responsible-use principles. development goals.

To qualify for the role, you must have

A bachelor's degree in Accounting, Finance, Economics, or a related discipline and approximately 2 years of related work experience; MBA or equivalent preferred

Proficiency in Microsoft Excel, Word and PowerPoint, including data reconciliation, formulas and structured analysis.

Awareness of generative AI, machine learning or intelligent automation concepts, including their potential applications, limitations and responsible use.

Exposure to data, automation or emerging technology tools is desirable. Examples may include advanced Excel, Power Query, Power BI, Python, SQL, workflow automation or approved AI assistants.

Strong prioritization skills and flexibility to support client deadlines and role-based shifts when required.

Ideally, you’ll also have

Prior structured finance, securitization, commercial real estate lending or transaction due-diligence experience.

Exposure to CMBS loan documents, data tapes, offering documents, collateral analysis or agreed-upon procedures.

Exposure to, or interest in learning about, AI, document extraction, anomaly detection, reconciliation, QA or workflow-automation solutions.

Awareness of responsible-AI principles, data privacy, information security, explainability and the importance of human oversight.

What we look for

We look for professionals who combine structured finance knowledge with curiosity about technology, analytics and emerging AI capabilities. Successful candidates will embrace continuous learning, use technology thoughtfully and translate complex findings into clear actions for clients and engagement teams.

What we offer

EY Global Delivery Services (GDS) is a dynamic and truly global delivery network. We work across six locations – Argentina, China, India, the Philippines, Poland, and the UK – and with teams from all EY service lines, geographies, and sectors, playing a vital role in the delivery of the EY growth strategy. From accountants to coders to advisory consultants, we offer a wide variety of fulfilling career opportunities that span all business disciplines. In GDS, you will collaborate with EY teams on exciting projects and work with well-known brands from across the globe. We’ll introduce you to an ever-expanding ecosystem of people, learning, skills, and insights that will stay with you throughout your career.

Continuous learning

You’ll develop the mindset and skills to navigate whatever comes next.

Success as defined by you

We’ll provide the tools and flexibility, so you can make a meaningful impact, your way.

Transformative leadership

We’ll give y