Associate/Senior Associate, Finacle Developer, Core Banking Technology

Business Function

Group Technology enables and empowers the bank with an efficient, nimble, and resilient infrastructure through a strategic focus on productivity, quality & control, technology, people capability and innovation. In Group Technology, we manage most the Bank's operational processes and inspire to delight our business partners through our multiple banking delivery channels.

Roles and Responsibilities

Finacle Customization: Design, develop, configure, and maintain Finacle customizations, user hooks, scripts, batch programs, menus, and interfaces in line with approved solution designs and coding standards.

Core Banking Integration: Build and support secure integrations between Finacle and surrounding channels/platforms using APIs, messaging, file-based interfaces, and scheduled/batch processing; ensure reconciliation, error handling, idempotency, and auditability.

Finacle Domain Delivery: Translate banking requirements into technical solutions across relevant product areas such as CASA/Term Deposits, Loans, payments, customer/account services, Wealth Management Services (WMS), and Core Banking integrations.

Finacle Data & Scripting: Develop and optimize Oracle SQL/PLSQL and Unix/Shell scripts used for Finacle enquiries, reports, batch processing, operational utilities, and production diagnostics.

Finacle Release & Environment Support: Support impact assessment, deployment packaging, configuration, regression validation, release implementation, and post-release verification across Finacle environments.

Diagnose functional and technical issues across online and batch flows, analyze logs and database behavior, perform root-cause analysis, and implement durable fixes in partnership with operations and product teams

Microservices Development: Design, develop, and maintain microservices using Java 17+ (with Java 21 LTS) and Spring Boot 3.3.x including Spring Cloud 2023.x for microservices patterns. End-to-end integration experience of microservices with frontend systems using RESTful APIs and event-driven architecture

Database Management: Develop and maintain databases using MySQL 8.x and Redis 7.x for caching and session management, optimizing for performance, reliability, and implementing database migrations using Liquibase or Flyway

API Development: Create and document RESTful APIs using OpenAPI/Swagger specifications for seamless integration with frontend applications and third-party services. Experience with API Gateway (Spring Cloud Gateway or Kong) , GraphQL is a plus

Feature Release: Collaborate with product teams and business stakeholders to gather requirements, translate business requirements into technical solutions, and implement new features following Domain Driven Design (DDD) principles, ensuring timely and successful releases

Bug Fixing: Troubleshoot and resolve bugs in a timely manner using Test Driven Development (TDD) approach, maintaining high standards of code quality and performance through comprehensive unit and integration testing

Application Updates: Regularly update applications implementing new features, addressing bugs, enhancing system performance, and following secure coding practices (OWASP Top 10 compliance) with production-quality code

Upgrade Management: Manage upgrades of Spring Boot, backend databases, and cloud platform dependencies ensuring compatibility, improved performance, and maintaining zero-trust security architecture

Production Support: Work with operations team to monitor and troubleshoot production issues using observability tools (Prometheus, Grafana, ELK Stack/Splunk, Jaeger/Zipkin), participate in on-call rotations and conduct post-mortem analysis

Deployment Automation: Deploy microservices using CI/CD pipelines (Jenkins, GitLab CI, GitHub Actions), containerize applications with Docker, and orchestrate with Kubernetes (deployments, services, ingress, ConfigMaps)

Performance Monitoring: Utilize monitoring tools (Micrometer, Prometheus, Grafana, OpenTelemetry) to analyze system performance, implement distributed tracing, and conduct performance testing using JMeter or Gatling based on metrics and feedback

Hands on experience on Finacle version 10.x/11.x

Requirements

Degree in Computing / Computer Science / Engineering preferred BS/MS degree in Computer Science, Software Engineering or a related subject with strong foundation in algorithms, data structures, and system design

Should be able to apply Agentic AI approaches towards SDLC phases with AI first mindset

4 to 10 years of years of experience in backend development, including hands-on Finacle customization/integration using Java, SQL and Unix/Shell scripting

Hands-on experience in Finacle application development, customization, implementation, upgrade, or production support within a Core Banking environment.

Working knowledge of Finacle architecture and common customization/integration constructs, including user hooks, scripts, batch jobs, interfaces, application configuration, and deployment artefacts.

Banking domain knowledge in at least one area such as CASA/Term Deposits, Loans, payments, customer/account services, or Core Banking integrations.

Experience troubleshooting Finacle online and batch issues through application logs, database analysis, interface monitoring, reconciliation, and root-cause analysis.

Exposure to Finacle deployments on OpenShift/Kubernetes and integration with Spring Boot microservices is preferred.

Proficient in Java 17+ features (records, sealed classes, pattern matching, virtual threads) with deep understanding of JVM internals, garbage collection, and performance tuning

Experience with messaging and event streaming platforms (Apache Kafka 3.x, RabbitMQ, or AWS SQS/SNS) and event-driven architecture patterns

Knowledge of CI/CD tools (Jenkins, GitLab CI, GitHub Actions), containerization technologies (Docker, Kubernetes) and Infrastructure as Code (Terraform, Helm, CloudFormation)

Experience with MySQL 8.x or similar