Area Credit Manager

Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.

Understanding process and policies and implementing the same to ensure smooth transactions

Provide training to CPAs/CPC so that they work in synergy with the companies policies and norms

Delinquency Management for the location

Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.

PDD Management- controlling and tracking PDDs through proper MIS for the location

Basic knowledge of loan underwriting

Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property

Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.

Good communication and report writing skills

Basic knowledge of Banking