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Business Relationship Manager - Business Loans_Business Loans_0412_0822_1051746

Kotak Mahindra Bank · Gandhidham
PayPay not listed
WhereGandhidhamGujarat
TypeFull time
Posted30 Oct8 days ago, via Adzuna
Kaam checked
No fee, deposit or pay-to-apply signs
Good spoken and written English expected
Day work
No vehicle or licence needed
About this job

Business Relationship Manager - Business Loans_Business Loans_0412_0822_1051746

Gandhidham, Gujarat, India

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JOB DESCRIPTION

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The Business Relationship Manager is responsible for acquiring and managing Business Banking customers, driving Business Loan sales, and building long-term relationships with MSME and SME clients. The role focuses on sourcing new business opportunities, analyzing customer financial requirements, and delivering customized lending solutions while ensuring portfolio quality.

Key Responsibilities

Acquire new MSME/SME customers for Business Loan products.

Generate leads through market mapping, referrals, cold calling, and networking activities.

Understand customer business requirements and recommend suitable loan solutions.

Drive sales of Business Loans, Working Capital, Overdraft, Term Loans, LAP, and other business banking products.

Conduct financial analysis of customer businesses and gather required documentation.

Coordinate with Credit, Operations, and Risk teams for smooth loan processing and disbursement.

Manage and deepen relationships with existing customers to increase wallet share.

Achieve monthly, quarterly, and annual business targets.

Ensure portfolio health, compliance, and adherence to bank policies.

Cross-sell CASA, Trade, Insurance, and other business banking products.

Desired Candidate Profile

Graduate/Postgraduate in any discipline.

2-8 years of experience in Business Banking, SME Banking, Business Loans, LAP, or Working Capital sales.

Strong knowledge of financial statements, credit assessment, and lending products.

Proven track record in sales and customer acquisition.

Excellent communication, relationship management, and negotiation skills.

Local market and industry knowledge preferred.

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JOB INFO

Job Identification

272671

Job Category

Consumer Bank

Posting Date

10/28/2026, 07:20 PM

Apply Before

11/30/2026, 07:20 PM

Job Schedule

Full time

Locations

Office No 1, Ground Floor,, Gandhidham, Gujarat, 370201, IN

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Office No 1, Ground Floor,, Gandhidham, Gujarat, 370201, IN

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