Insurance Sales Executive

Job Title: Sales Executive – Life Insurance (Tata AIA Life Insurance) Job Type: Full-time (Field Sales / Direct Sales) Compensation: Uncapped Performance Incentives ### Strict Screening / "Read Before Applying" This is a *core field sales and customer-facing revenue role, not a desk or back-office job. Apply **only* if you meet all of the following non-negotiable requirements

• You are comfortable meeting clients in person and handling monthly sales quotas.
• You possess a valid two-wheeler and an active driver’s license.
• You are willing to clear the mandatory IRDAI IC-38 certification exam to obtain your license before client onboarding.
• You have ready documentation: Aadhaar, PAN card, and 10th/12th/Graduation mark sheets. ### Role & Key Responsibilities
• Identify prospective high-net-worth individuals and retail clients through cold calling, referrals, and territory mapping.
• Conduct face-to-face financial planning meetings to pitch life insurance, ULIPs, savings, and term protection solutions.
• Manage end-to-end sales pipelines: lead qualification, proposal generation, client document collection, and premium login.
• Achieve assigned monthly and quarterly New Business Premium (NBP) targets.
• Coordinate with the branch operations team for smooth policy issuance and renewal tracking. ### Mandatory IRDAI Certification & Examination Fee Under regulatory guidelines, every life insurance professional must be licensed through the Insurance Regulatory and Development Authority of India (IRDAI). | Component | Detail | | --- | --- | | Exam Name | IRDAI IC-38 Examination (Conducted by the Insurance Institute of India) | | Mandatory Fee | ₹1000 + GST | Payer Policy | Candidate must bear the official examination fee directly at registration (or: Reimbursed by company upon target completion after 90 days) | | Preparation Support | Complete mock tests, study modules, and online/offline pre-licensing training provided by Tata AIA branch trainers. | ### Candidate Profile & Eligibility
• Education: Minimum Graduate (10+2+3) in any stream. Well-spoken 10+2 candidates with proven insurance/BFSI sales track records may be considered.
• Experience: 6 months to 3 years of field sales experience (Life Insurance, General Insurance, Banking CASA, Loans, or Telecom preferred). Fresher candidates with strong communication and hunger for sales are welcome.
• Skills: Negotiation, relationship management, and persistence in objection handling.
• Language: Fluent in local regional language + functional working knowledge of Hindi/English.