BRANCH MANAGER

Pay

₹30,000.00 - ₹50,000.00 per month

Job description

Job description

Branch Manager – Hedge Finance Ltd. (Tamil Nadu Region)

Locations

Erode

About Hedge Finance

Hedge Finance Ltd. is an RBI-registered Non-Banking Financial Company (NBFC). We focus on MSME lending, Auto and Used Vehicle loans and Equipment finance , through both digital and offline branches. Our goal is to deliver responsible credit access to underserved borrowers with disciplined underwriting and strong governance.

Position

Branch Manager – NBFC Operations

Department

Retail Lending – MSME, Auto, Equipment.

Reporting to

Regional Head (Tamil Nadu \& Kerala)

Key Responsibilities

• Lead branch operations and credit origination for MSME, Auto, Used Vehicle (4-wheeler), and Equipment loans.
• Manage branch P\&L, business targets, and team performance.
• Ensure high-quality portfolio sourcing from direct and channel partners (dealers, DSA, field executives).
• Conduct credit assessment, customer verification, and loan documentation aligned with Hedge’s underwriting policy.
• Supervise collections, renewals, and delinquency control; maintain NPAs within acceptable norms.
• Build and mentor a team of sales officers, credit executives, and collection agents.
• Drive market intelligence—competitor analysis, rate benchmarking, and local tie-ups.
• Ensure branch compliance, KYC, audit readiness, and cash discipline per RBI NBFC norms.
• Coordinate with HO for disbursement, MIS, and operational support.

Desired Candidate Profile

• 3–7 years of experience in NBFC / Small Finance Bank branch operations.
• Proven experience in MSME, Auto, Used Vehicle-4 wheeler, Equipment.
• Exposure to subprime or small-ticket lending markets will be a strong advantage.
• Strong local market knowledge and existing dealer / DSA network preferred.
• Excellent leadership, analytical, and customer management skills.
• Proficiency in Tamil and basic English communication essential.

Compensation \& Benefits

• Competitive market fixed salary \& individual/branch performance incentives.
• Provident Fund, Medical Insurance, and Travel Allowance as per company norms.

Why Join Hedge Finance

• A growing NBFC expanding aggressively across South India.
• Opportunity to build and lead a branch from inception.
• Flat hierarchy, entrepreneurial freedom, and data-driven governance.
• Transparent incentive structure rewarding both growth and quality.

Job Types

Full-time, Permanent

Benefits

• Cell phone reimbursement
• Health insurance
• Provident Fund

Pay

₹30,000.00 - ₹50,000.00 per month

Benefits

• Health insurance
• Leave encashment
• Paid sick time
• Provident Fund

Work Location

In person