Urgent Hiring || Gold Loan Sales || Nagpur

• Department: Retail Assets / Secured Loans (Gold Loan Division)
• Reporting To: Branch Manager / Area Sales Manager
• Job Type: Full-Time

Job PurposeTo drive customer acquisition, generate new business leads, and meet monthly disbursement and revenue targets for gold loan products. The role involves open-market sourcing, field visits, customer education on gold loan schemes, and maintaining portfolio quality while strictly adhering to regulatory guidelines (RBI).

Key Responsibilities \& Duties

• Lead Generation \& Sourcing
• Identify potential customers through field visits, local market campaigns, door-to-door/direct marketing, and business references.
• Build and maintain a network of local channel partners, Direct Sales Associates (DSAs), Business Correspondents (BCs), and local jewelers.
• Source New-To-Bank (NTB) customers as well as tap Existing-To-Bank (ETB) portfolio pools.
• Customer Advisory \& Pitching
• Explain gold loan schemes, interest rates, tenure options, valuation processes, and repayment terms clearly to prospective borrowers.
• Coordinate with internal branch staff (Operations, Cashiers, and Appraisers/Auditors) for smooth customer onboarding and quick loan disbursement.
• Target Achievement
• Consistently achieve monthly and quarterly targets for number of accounts and total disbursement volume (₹ value).
• Drive cross-selling of ancillary banking or financial products where applicable.
• Collection \& Portfolio Quality
• Assist in soft recovery and follow-ups for early-bucket delinquency cases (e.g., 0–90 Days Past Due / DPD).
• Ensure compliance with KYC (Know Your Customer) norms, valuation protocols, and RBI compliance standards to prevent fraud

Pay

₹400,000.00 - ₹500,000.00 per year

Benefits

• Cell phone reimbursement
• Health insurance
• Life insurance
• Provident Fund

Work Location

In person