Credit Manager

Job Description – Credit Manager Company Name: Skyrise Credit & Marketing Limited. Job Location: C-8, 3rd Floor, New Krishna Park, Vikaspuri, New Delhi – 110018. & C-59 Noida Sec 2 Nearest Metro Station Sec 15. Job Type: Full-Time. Experience Required: 1–3 Years. Joining: Immediate Joiners or Candidates with up to 15 Days' Notice Period Preferred. # Job Overview We are looking for a skilled and result-oriented Credit Manager to join our growing NBFC team in Delhi. The candidate will be responsible for managing short-term loan credit operations, evaluating loan applications, assessing customers' creditworthiness, and ensuring sound credit decisions while maintaining compliance with company policies and regulatory guidelines. # Key Roles & Responsibilities - Manage and oversee the end-to-end loan processing and credit approval process. - Analyze CIBIL reports, credit scores, repayment history, and financial documents. - Evaluate customer creditworthiness and identify potential credit risks. - Assess loan applications and recommend appropriate credit limits based on risk evaluation. - Ensure proper verification and validation of customer documents. - Monitor loan portfolios and identify high-risk or overdue accounts. - Maintain accuracy in credit assessment, documentation, and MIS reporting. - Coordinate with sales, operations, and collection teams for smooth loan processing. - Ensure adherence to internal credit policies, risk management standards, and applicable regulatory requirements. - Supervise and guide team members to achieve departmental targets, wherever applicable. #Required Skills & Qualifications - Graduate in any discipline; candidates with a background in Finance, Commerce, or Banking will be preferred. - 1–3 years of experience in Credit Management, Loan Processing, or Credit Analysis, preferably in an NBFC or Banking sector. - Strong knowledge of CIBIL reports, credit scores, and credit risk assessment. - Good understanding of short-term loan products and lending processes. - Excellent analytical, decision-making, and problem-solving skills. - Proficiency in MS Excel and basic MIS reporting. - Good communication, coordination, and team management skills. # Preferred Candidate Profile - Candidates currently working in NBFCs, Fintech, or Banking institutions. - Practical experience in evaluating personal loan or short-term loan applications. - Ability to make independent and risk-based credit decisions. - Strong attention to detail and ability to work in a target-driven environment. - Candidates who can join immediately or within 15 days will be preferred. #What We Offer - Competitive salary based on experience and capabilities. - Performance-based growth opportunities. - Opportunity to work with a growing NBFC company. - Professional and collaborative working environment. # How to Apply Interested candidates can share their updated resumes at: Email: (mailto: hr@skyrisefinance.com)