AVP - Know Your Customer Advisory

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

WORK EXPERIENCE

Skilled professional with hands-on experience in know your customer (KYC) advisory, compliance, or financial crime risk

Demonstrates sound judgment and ability to manage complex reviews

FUNCTIONAL SKILLS

In-depth understanding of global KYC frameworks and jurisdictional nuances

Experience with KYC screening systems and customer segmentation

Familiarity with regulatory requirements and Wolfsberg principles

Working knowledge of

KYC / customer due diligence (CDD) / enhanced due diligence (EDD) processes

Customer risk rating methodologies

Client onboarding and due diligence

Experience reviewing politically exposed persons (PEPs), foreign correspondent banks, and high-risk clients

Ability to interpret and apply regulatory guidance to onboarding and periodic reviews

Familiarity with perpetual KYC models, digital identity verification, and shared due diligence platforms

Strong analytical and communication skills for drafting risk acceptance memos, documentation

Solid knowledge of KYC utilities, digital onboarding tools, and artificial intelligence (AI)-assisted risk scoring such as

KYC screening systems and name matching logic

Data analysis and reporting tools (e.g., Excel, Tableau, Power BI)

Cross-functional collaboration and stakeholder management abilities

FOUNDATIONAL SKILLS

Communicates effectively

Identifies multiple paths to success using analytical and critical thinking as well as decision-making skills

Exercises sound judgement, prioritizes effectively, and strives for continuous improvement

Effectively collaborates with colleagues

Leverages available technology to drive efficiency and results

Understands and applies industry trends and best practices

Exhibits optimism, resilience, flexibility, and openness to others' ideas

Values learning as a lifelong professional objective

Engages inclusively and with intent

Always acts with integrity

RESPONSIBILITIES

Assess and approve high-risk client onboarding and periodic reviews in accordance with global standards

Review and challenge CDD and EDD documentation for accuracy and regulatory sufficiency

Evaluate and approve exceptions to KYC policy using a risk-based approach

Advise on handling clients with adverse media, opaque ownership, or cross-border complexity

Analyze customer risk ratings and recommend recalibration based on behavioral or jurisdictional risk shifts

Support KYC policy implementation and exception management

Conduct KYC risk assessments and customer reviews

Assist in the development of KYC metrics and dashboards

Collaborate with technology teams on KYC system enhancements

Draft policy clarifications and contribute to KYC training content for frontline teams

Apply insights from KYC utilities and AI tools to enhance due diligence outcomes

Work on KYC system enhancements and user acceptance testing

Conduct KYC risk assessments and relationship reviews

EDUCATION

Degree or equivalent work experience equally preferable

CERTIFICATIONS

Certified Anti-Money Laundering Specialist (CAMS) or equivalent experience

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.