Executive / Senior Executive – Gold Loan

Job title

Executive / Senior Executive – Gold Loan

Location

South Region

Experience

1–3 Years

Industry

Banking / NBFC / Financial Services

Role Overview

We are looking for an Executive / Senior Executive to handle Gold Loan sales, customer acquisition, loan processing, and customer servicing for the assigned location.

Key Responsibilities

Generate Gold Loan business through *field visits, referrals, leads, and local market activities

Acquire new customers and achieve assigned sourcing and disbursement targets.

Handle Gold Loan applications, KYC, documentation, and processing from application to disbursement.

Explain loan products, repayment terms, interest rates, and charges to customers.

Coordinate with branch, credit, operations, and valuation teams for timely loan processing.

Follow up with customers for renewals, top-ups, closures, and pending interest payments.

Support follow-up of overdue accounts and collection activities as required.

Maintain customer records and ensure compliance with KYC and company guidelines.

Build strong relationships with customers and local business channels to generate repeat and referral business.

Key Requirements

1–2 years of experience in Gold Loan, Retail Lending, Banking, NBFC, or Financial Services.

Gold Loan sales/sourcing experience will be preferred.

Good understanding of loan processing, KYC, documentation, and disbursement.

Strong communication, customer-handling, and relationship-management skills.

Target-oriented with willingness to travel locally for *field sales and business development.

Knowledge of Gold Loan valuation/appraisal will be an added advantage.

Pay

₹300,000.00 - ₹500,000.00 per year

Benefits

Flexible schedule

Application Question(s)

Do you have 1–2 years of experience in Gold Loan, Retail Lending, Banking, NBFC, or Financial Services?

Do you have experience in Gold Loan sales, customer acquisition, or business sourcing?

Do you have experience handling KYC, loan documentation, processing, and disbursement?

Do you have experience in field sales, local market visits, referrals, or lead generation?

Do you have knowledge of Gold Loan valuation/appraisal and customer relationship management?

Work Location

In person