Credit Manager

Job SummaryWe are seeking a detail-oriented Credit Executive to evaluate loan applications, verify customer information, assess creditworthiness, and support informed lending decisions while ensuring compliance with company policies. Key ResponsibilitiesReview and process loan applications received from sales and sourcing teams. Verify customer documents, employment details, income, and banking information. Conduct telephonic verification with customers, references, employers, and vendors as required. Analyze credit reports, financial documents, and repayment capacity. Assess risk and recommend approval, rejection, or modification of loan applications. Maintain accurate records of credit assessments and decisions. Coordinate with sales, operations, and collections teams for smooth loan processing. Ensure compliance with internal credit policies and regulatory guidelines. Prepare and submit daily MIS and credit-related reports. RequirementsGraduate in any discipline. 1–3 years of experience in Credit, Loan Processing, Underwriting, or BFSI industry. Understanding of credit assessment and loan documentation. Basic knowledge of CIBIL/Credit Bureau reports. Proficiency in MS Excel and computer applications. Strong analytical and decision-making skills.