Senior Manager - Regional Collections

Senior Manager - Regional Collections

Chandigarh, India

JOB DESCRIPTION

About Us

SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone.

SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work.

Join us to shape the future of digital payment in India and unlock your full potential.

What’s in it for YOU

SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees

Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees

Dynamic, Inclusive and Diverse team culture

Gender Neutral Policy

Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits

Commitment to the overall development of an employee through comprehensive learning & development framework

Role Purpose

Responsible for delivering on business metrics of portfolio resolution, norm, rollback and extraction/absolute recovery and ROR as per business operating plan through a team of Agency managers and Collection Vendors.

Role Accountability

Devise vendor allocation strategy for the CD/region and ensure appropriate capacity addition basis future business inflows in line with ACR guidelines

Ensure adequate legal interventions on the portfolio

Ensure various critical segments as defined by business are reviewed and performance is driven on them

Conduct regular performance review with Vendors and Area collection managers for all critical metrics to track the portfolio health and performance trends

Ensure judicious use of hardship tools and adherence to the settlement waivers both on rate and value

Conduct ongoing field visits on critical accounts and ensure proper documentation in Collect24 system of all field visits and telephone calls to customers

Raise red flags in a timely manner basis deterioration in portfolio health indicators/frauds and raise timely alarms on critical incidents as per the compliance guidelines

Reinforce compliance standards with area collection managers and vendors to drive adherence to code of conduct

Ensure all guidelines mentioned in the SVCL are adhered to and that process hygiene is maintained at aligned agencies

Ensure all customer complaints received are closed within time frame

Conduct thorough due diligence while onboarding/offboarding/renewing a vendor and all necessary formalities are completed prior to allocating

Ensure monthly cost provisions are reported as per timelines

Identify upcoming markets in accordance with the Sales growth plan and evaluate setting up/expanding operations basis volumes

In cases pertaining to Banca delinquencies, collaborate with partner bank branches in respective locations to track customers

Measures of Success

Portfolio Coverage

Resolution Rate

Normalization/Roll back Rate

Settlement waiver rate

Absolute Recovery

Settlement waiver rate

Extraction Rate

ACM CAPE

ROR

Regulatory Customer complaint %

Vendor SVCL Audit adherence

Process adherence as per MOU

Technical Skills / Experience / Certifications

Credit Card knowledge along with good understanding of Collection Processes

Competencies critical to the role

Analytical Ability

Stakeholder Management

Problem Solving

Result Orientation

Process Orientation

Qualification

Post-Graduate / Graduate in any discipline

Preferred Industry

FSI

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JOB INFO

Job Identification

21882

Posting Date

10/16/2026, 03:22 PM

Apply Before

11/28/2026, 12:00 AM

Locations

SCO 171-172, Chandigarh, Chandigarh, 160009, IN

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SCO 171-172, Chandigarh, Chandigarh, 160009, IN

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