Vice President – Retail Banking

Job Description

Vice President – Retail Banking

Company

HDFC Bank

Job Title

Vice President – Retail Banking

Location

Delhi NCR

CTC

₹25–40 LPA

Experience

10–18 Years

Employment Type

Full-Time

Work Mode

On-site

About the Company

HDFC Bank is one of India's leading private-sector banks, offering a comprehensive range of retail and corporate banking, lending, investment, and financial services. With an extensive branch network and strong digital banking presence, the bank is committed to delivering customer-centric financial solutions.

Job Overview

We are looking for an experienced and results-driven Vice President – Retail Banking to lead retail banking operations and business development initiatives. The ideal candidate will be responsible for driving revenue growth, expanding customer portfolios, strengthening relationships with high-value customers, and leading high-performing branch and relationship-management teams.

The candidate should have strong expertise in retail banking, sales leadership, portfolio management, profitability, and regulatory compliance.

Key Responsibilities

Lead and manage retail banking business across assigned regions and customer segments.

Develop and implement strategies for customer acquisition, retention, and portfolio expansion.

Drive revenue generation, profitability, and achievement of business targets.

Lead, mentor, and manage branch banking and relationship-management teams.

Build and maintain strong relationships with high-value customers and key stakeholders.

Drive cross-selling of banking, lending, investment, insurance, and other financial products.

Monitor portfolio performance, risk exposure, compliance, and operational efficiency.

Identify new business opportunities and develop effective market expansion strategies.

Manage business performance, P&L, and revenue growth initiatives.

Collaborate with senior leadership and cross-functional teams to achieve organizational objectives.

Prepare and present business reviews, performance reports, and strategic recommendations to senior management.

Ensure compliance with RBI regulations, internal banking policies, and applicable risk-management standards.

Candidate Requirements

Graduate degree in any relevant discipline is required.

MBA/PGDM in Finance, Banking, or Management will be preferred.

10–18 years of relevant experience in retail banking or financial services.

Proven experience in sales leadership, branch banking, and business development.

Demonstrated track record of revenue generation, portfolio growth, and target achievement.

Strong expertise in retail banking products, customer acquisition, and relationship management.

Experience in leading large teams and managing business performance.

Sound understanding of P&L management, banking risk, and regulatory compliance.

Excellent leadership, communication, negotiation, and stakeholder-management skills.

Candidates from leading private-sector banks, NBFCs, and financial institutions will be preferred.

Key Skills

Retail Banking, Branch Banking, Sales Leadership, Business Development, Relationship Management, Revenue Growth, Customer Acquisition, Portfolio Management, P&L Management, Team Management, Cross-Selling, Banking Products, Risk Management, Stakeholder Management.

Pay

₹2,500,000.00 - ₹4,000,000.00 per year

Work Location

In person