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Relationship Manager - LAP_Loan Against Property_0412_2784_1064309

Kotak Mahindra Bank · Rajkot
PayPay not listed
WhereRajkotGujarat
TypeFull time
Posted23 Oct4 days ago, via Adzuna
Kaam checked
No fee, deposit or pay-to-apply signs
Good spoken and written English expected
Day work
No vehicle or licence needed
About this job

Relationship Manager - LAP_Loan Against Property_0412_2784_1064309

Rajkot, Gujarat, India

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JOB DESCRIPTION

Responsible for sourcing and acquiring Loan Against Property (LAP) business through direct customer acquisition, connectors, DSAs, and channel partners. The role involves relationship management, lead generation, portfolio growth, and ensuring seamless loan processing while achieving assigned business targets.

RESPONSIBILITIES

Acquire new Loan Against Property (LAP) customers through open market sourcing, references, and channel partnerships.

Build and maintain relationships with customers, DSAs, connectors, builders, and business associates.

Generate quality leads and convert them into business opportunities.

Understand customer financial requirements and recommend suitable LAP solutions.

Coordinate with credit, operations, legal, and technical teams for smooth loan processing and disbursement.

Ensure proper documentation and adherence to regulatory and bank policies.

Achieve monthly, quarterly, and annual business targets for loan disbursement and revenue generation.

Manage customer queries and provide end-to-end support throughout the loan lifecycle.

Track competitor activities and identify opportunities for business growth.

Maintain portfolio quality and ensure timely resolution of customer issues.

QUALIFICATIONS

Graduate in any discipline; MBA preferred.

Experience in LAP, Mortgage, Home Loans, Business Loans, or secured lending sales.

Strong sales, negotiation, and relationship management skills.

Good understanding of the lending process and credit assessment.

Ability to work in a target-driven and field-sales environment.

Excellent communication and customer management skills.

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JOB INFO

Job Identification

271374

Job Category

Consumer Bank

Posting Date

10/21/2026, 05:25 PM

Job Schedule

Full time

Locations

Rajkot, Gujarat, IN

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