Front Line Sales Executive - Business Loans

Job Description

Position Title

Business Loan (BL) Sales Executive

Location

Coimbatore, Tamil Nadu

Experience Required

2 to 3 Years (Prior experience in Business Loan / MSME / SME sales is mandatory)

Salary Band

₹30000 to ₹50,000 per month (Gross/Fixed, as per experience)

Incentives

Performance-linked weekly/monthly incentives (unlimited earning potential)

Employment Type: Full-Time (On-Field / Direct \& Channel Sales)Role OverviewWe are looking for an aggressive, results-driven, and experienced Business Loan Sales Executive to join our MSME lending team in Coimbatore. The ideal candidate will be responsible for sourcing, pitching, and closing unsecured business loans for MSMEs, traders, manufacturers, and self-employed professionals through direct market visits, Chartered Accountants (CAs), and DSA networks.Key Responsibilities

• Lead Generation \& Market Mapping: Identify and generate new business loan prospects across Coimbatore's industrial estates, commercial hubs, retail markets, and SME clusters through cold calling, field visits, and channel partners (DSAs/CAs).
• Client Consultation: Meet business owners, proprietors, and partners to understand their working capital or expansion needs, and pitch suitable unsecured business loan products, ROI, and repayment tenures.
• Financial \& KYC Documentation: Collect mandatory business and financial documents (GST returns, ITR, audited financials, 6–12 months bank statements, business vintage proof, and KYC) and perform preliminary eligibility checks.
• Credit \& Operations Coordination: Coordinate closely with the credit/underwriting team for smooth file login, query resolution, sanction, and fast-track disbursement.
• Target Achievement: Consistently meet and exceed individual monthly targets for business loan sourcing, login, and final disbursement volume.
• Pipeline \& Relationship Management: Maintain daily activity trackers, nurture relationships with existing clients for repeat/top-up business, and update lead status regularly in the CRM.
• Compliance \& Ethics: Ensure strict adherence to bank/NBFC lending policies, KYC/AML norms, and regulatory guidelines during the sales process.

Candidate Requirements

• Experience: 2 to 3 years of proven field sales experience strictly within Unsecured Business Loans (BL) / MSME Lending from banks, NBFCs, fintech lenders, or DSAs.
• Education: Any Graduate (B.Com, BBA, MBA, or equivalent preferred).
• Domain Knowledge: Strong understanding of business financial profiles, banking turnover analysis, GST compliance, and CIBIL/commercial credit norms.
• Location Knowledge: Deep familiarity with Coimbatore’s industrial and commercial zones (such as Peelamedu, Avinashi Road, Gandhipuram, SIDCO, Ganapathy, and Pollachi Road).
• Mandatory Assets: Must possess a valid two-wheeler driving license and a working two-wheeler for daily field travel.
• Skills
• Strong communication and local language proficiency (Tamil \& English).
• Sharp commercial acumen, negotiation, and persuasive closing skills.
• Target-oriented mindset with high self-motivation.

What We Offer

• Competitive fixed salary (₹30,000 – ₹50,000/month) plus lucrative slab-based disbursement incentives.
• Incentive based on performance
• Fast-track career growth path into Team Leader / Area Sales Manager roles.

Interested candidates can share your cv to careers@finxecute.com

Pay

₹30,000.00 - ₹50,000.00 per month

Work Location

In person