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Assistant Product Sales Manager-BRANCH BANKING-Enterprise Business Solutions - EBS

Kotak Mahindra Bank · Hyderabad
PayPay not listed
WhereHyderabadTelangana
TypeFull time
Posted23 Sep11 days ago, via Adzuna
About this job

Assistant Product Sales Manager-BRANCH BANKING-Enterprise Business Solutions - EBS

Hyderabad, Telangana, India

JOB DESCRIPTION

CMS & POS

Role Assistant Product Sales Manager

Location Across India

Number of Positions 125

Reporting Relationships Product Sales Manager

Position Grade M1/M2

Drive end-to-end sales, onboarding, and portfolio growth for Merchant Acquiring (POS/EDC, Bharat QR, UPI) and Cash Management solutions (Collections, Payments, Escrow-Capital & Non-Capital Market Deals, Digital Integrations) across assigned verticals and mapped branches/relationship teams. The role combines new acquisition, solutioning & integration, and portfolio retention with strong collaboration across internal stakeholders.

Job Profile

Key Responsibilities

Business Development & Lead Generation

Source merchants for POS/EDC/Bharat QR/UPI and identify opportunities for CMS across assigned markets and segments.

Work with mapped branches/RM teams to drive leads, campaigns, and product penetration and ensure smooth handover for implementation.

Generate independent leads via references, market mapping, and networking; target priority industries/sectors with tailored propositions.

Collections
Physical & Electronic Collections, Smart Collect/Virtual Accounts, Payment Gateway, e-NACH, BBPS, Cash, UPI.
Payments
Physical & Electronic Payments, Dividend mandates, vendor/salary payouts, UPI payouts, Corporate Remittance
Merchant Acquiring
POS/EDC/Bharat QR with appropriate MDR/subvention constructs.

Onboarding, Activation & Portfolio Management

Coordinate with operations/implementation for seamless go-live; ensure activation and throughput (TPV/collections).

Build deep client relationships to retain and grow wallets, cross-sell/up-sell adjacent products, and proactively resolve service issues.

Enablement, Training & Marketing Support

Train and enable Branch Banking/Relationship teams to sell CMS and Acquiring products effectively.

Conduct system demos for Potential & Existing clients; run visibility campaigns and provide marketing collaterals to drive penetration.

Risk, Compliance & Governance

Ensure KYC/AML and documentation standards are met; maintain AOF accuracy and policy adherence.

Explain chargebacks/fraud risks for all product offering and follow audit/compliance

requirements throughout deal lifecycle.

Key Performance Indicators (KPIs)

New acquisitions
POS/QR terminals, CMS mandates
Activation & throughput
TPV, fee realization.
Penetration
Product adoption across mapped branches/segments.
Portfolio health
Retention, cross-sell/up-sell, NPS/CSAT.
Risk & compliance
Zero critical audit findings; KYC accuracy.

Qualifications & Experience

Minimum 1 year experience in sales of POS/Merchant Acquiring with a reputed bank or acquirer

Exposure to Cash Management/GTS/CMS solutions (collections, payments, escrow, integrations) preferred.

Graduate (BBA, BMS, BAF, BCA, B Tech, B.Sc. IT) required; MBA preferred (Engineering + MBA is an advantage)

Proficient in MS Office (Word, Excel, PowerPoint).

Strong written and verbal communication in English and local language of the market.

Skills & Competencies

Strong sales orientation; self-starter with high energy and proactive approach.

Market savvy with solid networking; analytical and practical with troubleshooting aptitude.

Excellent interpersonal, negotiation, presentation, and planning skills.

Detail-oriented, tenacious yet diplomatic; comfortable working under pressure and meeting tight deadlines.

Team player with entrepreneurial/builder mindset; presentable and dynamic.

Sound analytical and logical reasoning capabilities.

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JOB INFO

Job Identification

252667

Job Category

Consumer Bank

Posting Date

09/07/2026, 06:37 PM

Apply Before

11/30/2026, 12:00 AM

Degree Level

Bachelor's Degree

Job Schedule

Full time

Job Shift

Day

Locations

6-3-110-9/1, Block-A,, Hyderabad, Telangana, 500082, IN

Legend

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